Personal Finance Advice and Commentary

Tuesday, April 08, 2014 6:05 am
By Jay MacDonald · Bankrate.com

Remote-controlled aerial drones may one day perform the dangerous work of claims adjusting.

Friday, July 12, 2013 6:03 pm
By Christina Memorio · Bankrate.com

Hurricane season is here, and other disasters are threatening, too. Time to create a disaster recovery plan.

Friday, August 24, 2012 6:00 am
By Kim Fulscher · Bankrate.com

You’ve made it to Friday! Here are more tips for your natural and financial disaster plans.

Thursday, August 23, 2012 9:53 am
By Kim Fulscher · Bankrate.com

Is your family ready for a natural disaster? How about a financial disaster? Bankrate has you covered for both.

Thursday, September 08, 2011 4:44 pm
By Kay Bell · Bankrate.com

The Labor Day weekend in Texas was horrible. In case you missed it, much of my home state is on fire. The largest wildfire is southeast of Austin in Bastrop County. It was a lovely area, with small communities sprinkled among the Central Texas hills and forests. I say “was” because much of the area

Friday, September 02, 2011 9:00 am
By Jay MacDonald · Bankrate.com

As predicted, Hurricane Irene developed into the “perfect storm,” an enormous, lumbering continent-sized sponge from hell that seemed to soak up half the Atlantic Ocean and redistribute it with disastrous effect from the Carolinas to the Canadian border. Experts predict that Irene could rank as one of the 10 costliest natural disasters in U.S. history,

Wednesday, August 24, 2011 11:42 am
By Jay MacDonald · Bankrate.com

The 5.8-magnitude earthquake that rocked Virginia and rattled the Eastern Seaboard Tuesday shook more than the floorboards: It also awakened millions of Americans to the fact that their homeowners insurance likely does not cover earthquakes. As homeowners in California and other quake-prone states well know, earthquakes are generally excluded from a standard homeowners insurance policy,

Tuesday, July 12, 2011 9:00 am
By Jay MacDonald · Bankrate.com

Talk about irony: It is entirely conceivable that we will look back on the Great Recession as the good old days – of homeowners insurance rates, that is. Despite a passing nod to the recession that saw a rare 3.8 percent decrease in national average premiums to $791 in 2008, homeowners insurance rate averages rose to

Friday, June 17, 2011 9:00 am
By Jay MacDonald · Bankrate.com

How rough have the recent natural disasters been on insurance companies? So rough that they could trigger a climb in homeowners insurance rates not seen since the aftermath of 9/11. According to a report by Marsh & McLennan reinsurance brokerage, global catastrophes during the past 16 months have cost insurers $100 billion. The losses have

Friday, May 27, 2011 9:00 am
By Jay MacDonald · Bankrate.com

First, the good news: The end-of-the-world predictions of an octogenarian minister did not come to pass last weekend. The bad news? The violent tornadoes that followed may mark the end of homeowners insurance rates as we know them. Property and casualty insurers were already bracing for record losses from the winter-spring double weather whammy when