Personal Finance Advice and Commentary

Thursday, June 03, 2010 2:04 pm
By Jay MacDonald · Bankrate.com

Tempers are flaring once again over yet another authorization lapse in the National Flood Insurance Program, or NFIP, which Congress allowed to expire at midnight on May 31st. Lawmakers are not expected to address an extension before June 7 at the earliest, leaving frustrated homebuyers, home sellers, Realtors and insurance agents unable to obtain coverage

Thursday, May 20, 2010 11:38 am
By Jay MacDonald · Bankrate.com

What do your credit score, debt utilization ratio, the quality of your credit cards, and your student loan and mortgage history have to do with your homeowners and auto insurance rates? Plenty — at least if you insure through a company that uses credit-based insurance scoring. Insurance companies commonly consider the above personal financial information