Personal Finance Advice and Commentary

Thursday, September 08, 2011 9:03 am
By Judy Martel · Bankrate.com

You’ve shopped around and finally zeroed in on a low mortgage rate. Your credit is stellar and you’re ready to pull the trigger. Trouble is, the lender has no incentive to give you the advertised lowest rate and offers a rate a full percentage point higher. In a frustrating turn for those seeking a mortgage,