Personal Finance Advice and Commentary

Thursday, May 09, 2013 2:21 pm
By Judy Martel · Bankrate.com

A jumbo mortgage is more readily available for the right type of borrower.

Wednesday, April 10, 2013 6:05 am
By Tara Baukus Mello · Bankrate.com

Using your car as collateral for a loan is a slippery slope for many consumers leading to increased debt.

Tags: autos, Cars, loan
Monday, April 08, 2013 5:18 pm
By Claes Bell · Bankrate.com

A CD can’t earn you much interest these days, but it can help you qualify for a CD-secured loan at many banks and credit unions.

Monday, March 18, 2013 6:05 am
By Marcie Geffner · Bankrate.com

A new TD Bank loan program aims to help veterans obtain financing to open franchise businesses.

Wednesday, March 13, 2013 8:56 am
By Marcie Geffner · Bankrate.com

Capital One Financial Corp. pledged $500,000 to match Kiva’s U.S. small business loans.

Tags: bank, capone, kiva, loan
Friday, February 22, 2013 3:20 pm
By Marcie Geffner · Bankrate.com

Surprise, surprise: A Pew study finds payday loans are unaffordable for borrowers.

Tags: cost, Debt, loan, payday
Monday, January 21, 2013 6:05 am
By Marcie Geffner · Bankrate.com

Consumers continue to pay off bank loans, dropping delinquencies to historic lows in some categories of debt.

Tags: bank, Debt, loan
Wednesday, July 25, 2012 11:18 am
By Marcie Geffner · Bankrate.com

Payday loans are used more often for living expenses than unexpected emergencies, a study has found.

Tags: loan, payday, pew
Monday, July 09, 2012 2:00 pm
By Crissinda Ponder · Bankrate.com

One Milford, Mass., resident decided to make his final mortgage payment with 62,000 pennies.

Monday, June 04, 2012 5:40 pm
By Judy Martel · Bankrate.com

With mortgage ratesĀ dropping, homeowners are quick to realize the double benefit of refinancing now. Not only do they get a low rate that reduces their monthly payments, they are also locking in a shorter duration to be free of debt sooner and build up home equity faster. Freddie Mac released a report recently that shows

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