Personal Finance Advice and Commentary

Thursday, February 06, 2014 10:08 am
By Allison Ross · Bankrate.com

Credit unions see lending outpace spending for the first time since 2007.

Friday, January 24, 2014 2:55 pm
By Marcie Geffner · Bankrate.com

Four major U.S. banks exit deposit advance business, but might not be gone for long.

Friday, December 20, 2013 2:30 pm
By Marcie Geffner · Bankrate.com

CFPB alleges an online lender engaged in abusive and deceptive lending practices.

Thursday, October 10, 2013 8:59 am
By Marcie Geffner · Bankrate.com

The Center for Responsible Lending reports that regulators are cracking down on payday lenders.

Friday, July 27, 2012 8:00 am
By Crissinda Ponder · Bankrate.com

Black and Latino homebuyers in communities of color received significantly fewer conventional mortgages than white homebuyers.

Monday, April 30, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Financial service companies are barred by federal law from discriminating — yet still, it occurs.

Monday, February 13, 2012 4:56 pm
By Claes Bell, CFA · Bankrate.com

A few weeks ago, I wrote about the multi-decade low in U.S. CD balances. As you can see in the chart below, researched by our own Chris Persaud, there’s little mystery to why that is. When the Federal Reserve lowers its key federal funds rate, CD rates dive. CD investors, in turn, refuse to roll