Personal Finance Advice and Commentary

Wednesday, September 19, 2012 11:22 am
By Polyana da Costa · Bankrate.com

More than half of the borrowers who were approved for a mortgage in August had credit scores above 740.

Tuesday, May 01, 2012 7:31 am
By Polyana da Costa · Bankrate.com

Is it getting easier to get a mortgage? Are banks offering underwater borrowers a chance to refinance? The Federal Reserve asked banks across the country to answer some of these questions. Here is what they said.

Monday, February 07, 2011 9:30 am
By Marcie Geffner · Bankrate.com

The essential message was “status quo” in the Federal Reserve’s latest quarterly survey of senior loan officers’ observations of lending practices, at least on the consumer side of the equation. The survey, which also included commercial and business lending, found not much had changed for better or worse. To wit: Banks again reported an increased willingness