It is possible to obtain a mortgage with less money down, but only if you qualify.
The ability-to-repay regulations set new standards for qualified mortgages.
Borrowers grown more satisfied with their mortgage lenders compared to last year, according to survey.
Qualified single and first-time buyers are still not able to obtain a mortgage.
Consumer advocacy groups ask federal regulators to step up bank scrutiny.
The credit scores of mortgage applicants are higher than average.
Tighter lending standards will make the popular ARM more difficult to obtain.
A group of senators is asking regulators to investigate high-interest payday loans being made at major banks.
Finally, the victims of foreclosure abuse will receive compensation from mortgage lenders.
Seeking to recoup losses from the housing bust, the FHA is casting a wider net.