Personal Finance Advice and Commentary

Tuesday, September 13, 2016 5:11 pm
By Kay Bell · Bankrate.com

When you turn 70 1/2, tax law demands you take some money out of traditional IRAs and other tax-deferred retirement accounts. One senator wants to make those required minimum distributions, or RMDs, later.

Tuesday, August 30, 2016 2:44 pm
By Kay Bell · Bankrate.com

If you miss the 60-day retirement plan rollover deadline, a new IRS ruling could save you from taxes plus the 10% penalty usually assessed in these cases.

Thursday, March 17, 2016 5:14 pm
By Jennie L. Phipps · Bankrate.com

If you turned 70 1/2 in 2015 and have an IRA or a 401(k), the IRS says you must take a withdrawal by April 1.

Monday, February 29, 2016 7:05 am
By Dr. Don Taylor · Bankrate.com

People with student debt are taking longer to find that career job that’s going to pay enough to contribute to a 401(k).

Thursday, January 28, 2016 3:26 pm
By Jennie L. Phipps · Bankrate.com

Congress and the president are both looking for ways to encourage retirement savings. Here are their suggestions and some others.

Monday, January 25, 2016 3:20 pm
By Dr. Don Taylor · Bankrate.com

If you’re 50 or older, catch-up contributions can help get your retirement savings back on track and correct the financial mistake of not contributing earlier in your career.

Thursday, November 12, 2015 1:09 pm
By Dr. Don Taylor · Bankrate.com

A relatively new way to hold down RMDs is to invest part of the account in a QLAC.

Monday, October 12, 2015 3:06 pm
By Jennie L. Phipps · Bankrate.com

Making it easier to save for retirement — especially for employees of small firms — is a growing business.

Monday, September 28, 2015 4:15 pm
By Jennie L. Phipps · Bankrate.com

Millennials need to stop talking and start saving if they want to retire, researchers say.

Friday, September 11, 2015 6:05 am
By Dr. Don Taylor · Bankrate.com

People aren’t saving enough for retirement. Are state-based retirement plans an answer, with the requirement that employees have to opt out to not participate?

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