Personal Finance Advice and Commentary

Thursday, June 25, 2015 1:28 pm
By Jennie L. Phipps · Bankrate.com

Employers who offer retirement benefits get a lot of bang for their bucks.

Tuesday, June 16, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

A GAO study finds that Social Security remains the largest component of household income in retirement, making up an average of 52 percent of household income for those age 65 and older.

Thursday, April 16, 2015 4:25 pm
By Sheyna Steiner · Bankrate.com

The fiduciary standard is the highest standard of care. A fiduciary must only give advice that is in the client’s best interest

Tuesday, April 14, 2015 12:19 pm
By Kay Bell · Bankrate.com

Contributing to an IRA may cut your tax bill, and if you’re self-employed, you may have even longer to contribute to some plans if you get an extension to file.

Monday, April 06, 2015 6:00 pm
By Dr. Don Taylor · Bankrate.com

The issue in waiting until April 15, 2015 to fund 2014′s IRA contributions is that you’re losing up to 15 months’ worth of investment returns.

Monday, April 06, 2015 3:21 pm
By Jennie L. Phipps · Bankrate.com

When you don’t have a choice, here’s how you can avoid the penalties for taking money early from your retirement accounts.

Tuesday, March 31, 2015 4:44 pm
By Jennie L. Phipps · Bankrate.com

People don’t like annuities until they prove themselves to be a good deal, recent research says. Here’s one worth considering.

Monday, March 02, 2015 12:00 pm
By Dr. Don Taylor · Bankrate.com

President Obama announced in late February that a Department of Labor rule requiring investment professionals to adhere to a fiduciary standard when advising retirement plan participants is being submitted for review by the Office of Management and Budget.

Wednesday, February 25, 2015 12:27 pm
By Sheyna Steiner · Bankrate.com

Skewed financial incentives for advisers can lead to less than optimal financial advice. What is the answer to conflicts of interest?

Monday, February 23, 2015 3:52 pm
By Jennie L. Phipps · Bankrate.com

Proposed new rule would hold brokers to a higher standard when they sell retirement investments.

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