Consumers tend to think of investment professionals when they think of money management, but there’s more to managing your personal wealth than putting together an investment strategy aligned with your life goals and financial needs.
An investor can buy a put option to protect against downside risk of a stock or stock market index investment declining in value.
The herd instinct is a mentality that rears its ugly head when individual decision-making goes out the window and people invest in the same way as everybody else.
The yield curve could actually flatten, with longer term bonds benefiting from the tightening with price increases.
This bracket exercise is that it forces consumers to consider a lot of different financial planning practices rather than just looking at investments, taxes, credit and spending.
Investors who wouldn’t dream of buying on margin in their brokerage account, decide that they will borrow against the equity in their home to invest in the market.
Read the fine print when you work with your investment professional. While they tend to be knowledgeable about taxes, there’s a disclaimer somewhere that they aren’t providing you tax advice.
Women know the power of investing, but lack some confidence.
The question becomes, how often should you rebalance? It makes a difference where you hold the investments.
After the rules go into effect in 2016, it will be possible for investors to lose money in money market funds -– mainly institutional investors.