Personal Finance Advice and Commentary

Wednesday, May 25, 2016 3:02 pm
By Mike Cetera · Bankrate.com

Prosper’s rate hike will impact personal loan borrowers with damaged credit scores.

Tuesday, May 24, 2016 8:34 am
By Mike Cetera · Bankrate.com

Convenience is nice, but it’s not the No. 1 reason why borrowers should consider a personal loan.

Sunday, March 20, 2016 7:05 am
By Dr. Don Taylor · Bankrate.com

The most popular reasons to take out a personal loan are for paying off credit cards and refinancing existing loans.

Thursday, February 04, 2016 4:16 pm
By Dr. Don Taylor · Bankrate.com

Loan origination isn’t free, even when there are no upfront fees. When you take out a personal loan you’re paying the expense involved with loan origination.

Tuesday, February 02, 2016 12:59 pm
By Dr. Don Taylor · Bankrate.com

Like all forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan.

Tuesday, October 01, 2013 6:00 am
By Janna Herron · Bankrate.com

The FTC is sending $650,000 in refunds to consumers who were victims of two separate credit card scams.

Wednesday, September 25, 2013 5:27 pm
By Kemberley Washington · Bankrate.com

Sometimes, paying with plastic can help your personal finances. But be careful when using credit cards.

Tuesday, September 24, 2013 4:35 pm
By Paula Pant · Bankrate.com

Sticking to a plan is tough. Here are some ways to stay motivated to save.

Friday, September 06, 2013 6:25 pm
By Janna Herron · Bankrate.com

Huntington Bank launched a new credit card that allows cardholders to choose between rewards and a low APR.

Thursday, August 22, 2013 6:00 am
By Janna Herron · Bankrate.com

Americans are the most satisfied with their credit cards, even if they don’t understand them well, a new study finds.

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