If you can’t turn to other funding sources, a credit card might be your only option. Follow these rules to make it work.
An online bank has just done a big favor for new savers — or those with just a bit of cash to stash.
Card companies often say yes to requests for breaks, but few cardholders ask.
And it has very little to do with the result of the election.
About 60% of consumers who have taken out a personal loan self-identify as being in good or excellent financial health, according to a new survey.
Prosper’s rate hike will impact personal loan borrowers with damaged credit scores.
Convenience is nice, but it’s not the No. 1 reason why borrowers should consider a personal loan.
The most popular reasons to take out a personal loan are for paying off credit cards and refinancing existing loans.
Loan origination isn’t free, even when there are no upfront fees. When you take out a personal loan you’re paying the expense involved with loan origination.
Like all forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan.