Prosper’s rate hike will impact personal loan borrowers with damaged credit scores.
Convenience is nice, but it’s not the No. 1 reason why borrowers should consider a personal loan.
The most popular reasons to take out a personal loan are for paying off credit cards and refinancing existing loans.
Loan origination isn’t free, even when there are no upfront fees. When you take out a personal loan you’re paying the expense involved with loan origination.
Like all forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan.
The FTC is sending $650,000 in refunds to consumers who were victims of two separate credit card scams.
Sometimes, paying with plastic can help your personal finances. But be careful when using credit cards.
Sticking to a plan is tough. Here are some ways to stay motivated to save.
Huntington Bank launched a new credit card that allows cardholders to choose between rewards and a low APR.
Americans are the most satisfied with their credit cards, even if they don’t understand them well, a new study finds.