Loan origination isn’t free, even when there are no upfront fees. When you take out a personal loan you’re paying the expense involved with loan origination.
Like all forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan.
The FTC is sending $650,000 in refunds to consumers who were victims of two separate credit card scams.
Sometimes, paying with plastic can help your personal finances. But be careful when using credit cards.
Sticking to a plan is tough. Here are some ways to stay motivated to save.
Huntington Bank launched a new credit card that allows cardholders to choose between rewards and a low APR.
Americans are the most satisfied with their credit cards, even if they don’t understand them well, a new study finds.
Congress seems to be getting closer to reaching a deal on the student loan debacle. But will it pass this time?
Ask the following questions to help you pinpoint spending problems.
Picking the best savings vehicle for your situation requires looking at all manner of threats to your money. Some are transparent while others are hidden. For instance, buying a certificate of deposit guarantees that a saver will earn a stated interest rate over a known period of time. On the surface, the trade-off involves locking