Personal Finance Advice and Commentary

Monday, April 10, 2017 1:17 pm
By Gili Malinsky · Bankrate.com

An online bank has just done a big favor for new savers — or those with just a bit of cash to stash.

Tuesday, April 04, 2017 5:55 am
By Michelle Crouch · Bankrate.com

Card companies often say yes to requests for breaks, but few cardholders ask.

Thursday, November 03, 2016 6:00 am
By Mike Cetera · Bankrate.com

And it has very little to do with the result of the election.

Thursday, June 23, 2016 12:17 pm
By Mike Cetera · Bankrate.com

About 60% of consumers who have taken out a personal loan self-identify as being in good or excellent financial health, according to a new survey.

Wednesday, May 25, 2016 3:02 pm
By Mike Cetera · Bankrate.com

Prosper’s rate hike will impact personal loan borrowers with damaged credit scores.

Tuesday, May 24, 2016 8:34 am
By Mike Cetera · Bankrate.com

Convenience is nice, but it’s not the No. 1 reason why borrowers should consider a personal loan.

Sunday, March 20, 2016 7:05 am
By Dr. Don Taylor · Bankrate.com

The most popular reasons to take out a personal loan are for paying off credit cards and refinancing existing loans.

Thursday, February 04, 2016 4:16 pm
By Dr. Don Taylor · Bankrate.com

Loan origination isn’t free, even when there are no upfront fees. When you take out a personal loan you’re paying the expense involved with loan origination.

Tuesday, February 02, 2016 12:59 pm
By Dr. Don Taylor · Bankrate.com

Like all forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan.

Tuesday, October 01, 2013 6:00 am
By Janna Herron · Bankrate.com

The FTC is sending $650,000 in refunds to consumers who were victims of two separate credit card scams.

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