Ask the following questions to help you pinpoint spending problems.
Picking the best savings vehicle for your situation requires looking at all manner of threats to your money. Some are transparent while others are hidden. For instance, buying a certificate of deposit guarantees that a saver will earn a stated interest rate over a known period of time. On the surface, the trade-off involves locking
Here are 12 frugal things you can do right now to live a life with less clutter and more happiness.
People fall victim to the hope that someone will save them financially. Don’t let that be you!
A new survey of bank account balances shows that many consumers are keeping abnormally high amounts in their traditional checking accounts. Are you one of them?
U.S. consumers who think interest rates are too low might have some new company in Europe now that another interest rate is chopped.
Women have unhealthier credit card behaviors than men, but the difference disappears with financial literacy.
Finding more credit card offers in your mailbox? You’re not alone. Credit card mailings have increased dramatically, according to a recent study by Mintel Comperemedia, a marketing research firm based in Chicago. According to Mintel Comperemedia, American consumers received about 1.4 billion offers for new credit cards in the fourth quarter of 2010, a hefty
The Consumer Financial Protection Bureau, or CFPB, wants consumers to know the specifics of a credit card’s cost before applying for the card, according to an article by The Associated Press. The CFPB, a new consumer watchdog agency set to open this summer, would like consumers to know the exact interest rate and credit line
Mortgage interest rates peaked about month ago and have been on a downward trend since then. This week, rates may flatten out as investors weigh the latest economic data and try to suss out whether the recovery is in fact faltering or picking up steam. Here’s a recap of the numbers: The Bureau of Labor