Personal Finance Advice and Commentary

Thursday, May 08, 2014 5:12 pm
By Sheyna Steiner · Bankrate.com

If investing is giving you a headache, you may be doing it wrong.

Friday, May 02, 2014 2:09 pm
By Sheyna Steiner · Bankrate.com

Actively managed mutual funds often fail to beat benchmarks. New research shows that the more mutual funds there are, the harder it is to beat indexes.

Monday, March 17, 2014 11:38 am
By Dr. Don Taylor · Bankrate.com

Fees and expenses eat away at your earnings. Cost-effective investing will improve your returns.

Friday, January 10, 2014 12:54 pm
By Dr. Don Taylor · Bankrate.com

Consider taking a core-satellite approach to investing for your 2014 investment outlook.

Thursday, May 16, 2013 4:30 pm
By Sheyna Steiner · Bankrate.com

Forget the flashy actively managed funds. For retirement, the Obamas use index funds.

Saturday, January 26, 2013 6:05 am
By Sheyna Steiner · Bankrate.com

In 2008, Warren Buffett bet that an index fund would beat a fund of hedge funds over a ten-year period. Right now, he’s winning.

Tuesday, January 15, 2013 4:16 pm
By Sheyna Steiner · Bankrate.com

In a competition against professional stock pickers and students, Orlando the cat handily won with his stock picks in 2012.

Friday, October 26, 2012 1:50 pm
By Sheyna Steiner · Bankrate.com

Even in the best of times, there’s always someone with a dire prediction for the stock market.

Friday, August 17, 2012 6:00 am
By Sheyna Steiner · Bankrate.com

Index funds have, on average, returned more to investors than actively managed funds this year. That’s mostly due to the fact that they cost less.

Friday, April 06, 2012 8:00 am
By Sheyna Steiner · Bankrate.com

I know nothing about cars. Short of becoming educated about modern fuel-injection engines, I walk into service stations like a willfully ignorant lamb. It’s all a vast mystery, and I’m surprisingly OK with that. Thus far, it’s worked out well — my car runs. Case closed.

It’s much more difficult to gauge service on products that are more abstract than cars. Things such as 401(k)s, individual retirement accounts, taxable brokerage accounts and the universe of investment options therein can be confusing. Not only that, the people paid to service these accounts, financial advisers, may benefit from the confusion.

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