Personal Finance Advice and Commentary

A little thought and planning can help you eliminate debt while boosting your income.

The total wealth gap between black and white families just about tripled over a 25-year period — from $85,000 in 1984 to $236,500 in 2009.

A side hustle can add some extra oomph to your saving power.

Potential changes in the tax code have huge ramifications for the wealthy.

Today, read up on student loan interest rates and what the Supreme Court’s Affordable Care Act ruling means for you.

If you’re younger than 45, getting your desired income is more difficult than it was just a decade ago.

There’s a valuable, inflation-protected annuity awaiting you in retirement that can increase your wealth during the golden years.

When you think about the amount of money you need to retire, it may seem like an overwhelming task to hit the target number.

Did you know that about 90 percent of FHA borrowers have scores in the 700 to 800 range?

Those in the highest echelon of income earners — the 1 percenters — are speeding past the rest of the population when it comes to rebuilding wealth after the recession of 2007 to 2009.

A study by E. Morris Cox Professor of Economics at Berkeley Emmanuel Saez, “Striking it Richer: The Evolution of Top Incomes in the United States,” shows that in 2009 to 2010, the 1 percenters captured an astounding 93 percent of income growth. The stock market, which has doubled in three years, is responsible for most of the gains of the wealthy since the recession, while the majority of Americans are still suffering from a sluggish housing market and jobs recovery.