Personal Finance Advice and Commentary

Tuesday, February 22, 2011 4:16 pm
By Jennie L. Phipps · Bankrate.com

More people than ever are applying for Social Security Disability Insurance, or SSDI. According to Social Security’s own statistics, the average number of applications per month has risen from 200,000 prior to 2008 to more than 300,000 per month since. Getting SSDI can take years from the time of initial application and the average monthly

Sunday, February 13, 2011 10:00 am
By Jennie L. Phipps · Bankrate.com

Here’s some good retirement planning news. The Internal Revenue Service decided last month that money paid to a financial adviser for managing your IRA doesn’t have to be subtracted from your annual IRA contributions limit. The IRS says that if you’re paying a fee calculated as a percentage of the assets your adviser manages, then

Wednesday, February 09, 2011 3:28 pm
By Jennie L. Phipps · Bankrate.com

It’s tax time again. Lots of people who are living in retirement don’t earn enough money to be required to file. But this year, low earners are entitled to some financial help from Uncle Sam –┬ábut in order to get it, you have to file taxes. The two best deals are the earned income tax