Personal Finance Advice and Commentary

Friday, November 02, 2012 4:22 pm
By Claes Bell, CFA · Bankrate.com

In the land of negative real returns, zero is king.

Friday, December 09, 2011 11:25 am
By Sheyna Steiner · Bankrate.com

Inflation won’t be going away anytime soon, but at today’s interest rates, your purchasing power may be slipping. Inflation can, of course, be a significant drain on the amount you can buy in the future with today’s dollars. To fight that, investors often use government bonds called Treasury Inflation Protected Securities, or TIPS. The inflation

Friday, July 23, 2010 9:44 am
By Sheyna Steiner · Bankrate.com

My grandparents bought me savings bonds when I was born. I spent the money the second it was in my grubby little mitts, which was around 16, if I recall correctly. Since then I’ve struggled with my innate tendency to burn through money like water with varying degrees of success. Rather than giving me the