Personal Finance Advice and Commentary

Your home insurance deductible helps keep rates affordable. Question: If you had a small claim, would you pad it to erase the deductible?

New standard homeowners insurance forms may let insurers off the hook for weather-related cosmetic damage to your home.

Homeowners and their insurance providers face hard choices as the number of sinkhole claims continues to grow.

Suspicious insurance claims grew by nearly 27 percent over the last two years, according to an industry group.

Most homeowners insurance policies cover damage from “falling objects,” including tree limbs, spacecraft — and meteors.

Three months after Superstorm Sandy, the federal flood insurance program has processed just 3 in 10 flood insurance claims.

In the wake of the Sandy Hook massacre, one state considers whether to require liability insurance for gun owners.

Frozen and broken pipes rank second only to hurricanes in the number of homes they damage and claims costs to insurers.

The 10 Most Ridiculous Lawsuits of 2012 points once again to a costly problem: We sue too much in America.

New York art galleries and New Jersey art warehouses could combine for a record $500 million in Sandy-related insured losses.