Personal Finance Advice and Commentary

Friday, May 17, 2013 6:05 am
By Jay MacDonald · Bankrate.com

The National Insurance Crime Bureau reports insurance fraud rose 27 percent nationwide from 2010 through 2012.

Friday, May 03, 2013 6:05 am
By Jay MacDonald · Bankrate.com

Property insurers are flush with cash, despite Superstorm Sandy and an anemic investment environment.

Friday, April 19, 2013 6:05 am
By Jay MacDonald · Bankrate.com

Forecasters predict an unusually active U.S. hurricane season, especially along the East Coast.

Tuesday, March 26, 2013 6:05 am
By Jay MacDonald · Bankrate.com

Your home insurance deductible helps keep rates affordable. Question: If you had a small claim, would you pad it to erase the deductible?

Tuesday, July 17, 2012 10:00 am
By Jay MacDonald · Bankrate.com

Allstate plans to shed 10,000 unprofitable and unbundled policies in South Carolina this fall.

Wednesday, May 09, 2012 8:00 am
By Kim Fulscher · Bankrate.com

Eat your veggies and don’t sit so close to the television set! Sound familiar? Mom had some really great advice when you were younger, and now it can carry over to your financial life. 1. No matter what type of home insurance you have, there are many ways to adjust your coverage. 2. That debt your

Friday, December 09, 2011 10:00 am
By Jay MacDonald · Bankrate.com

Ah, Christmastime, the season of good will, brotherhood and giving! Unfortunately, it’s also the season for taking by the Grinches out there busily eyeing those brightly-papered packages on your backseat or beneath your tree. A new national survey by Trusted Choice, aka the Independent Insurance Agents & Brokers of America or “Big I,” finds that 44 percent

Friday, October 07, 2011 9:00 am
By Jay MacDonald · Bankrate.com

The National Flood Insurance Program remains stuck in a “Groundhog Day” scenario, fated to relive the same short-term extension scenario over and over until Congress puts on its big-boy pants and commits to a sustainable overhaul that will last longer than green bananas. President Obama put pen to the Fiscal Year 2012 Continuing Resolution on

Tuesday, November 30, 2010 10:00 am
By Jay MacDonald · Bankrate.com

Old Man Winter makes his grand entrance this time every year, blowing in like a drunken uncle with just enough mayhem and mischief to disrupt best-laid holiday plans. If you’re unsure how your home insurance or auto insurance will hold up under winter’s onslaught, here’s a pop quiz on coverage for winter-related events:   1.

Friday, October 29, 2010 10:00 am
By Jay MacDonald · Bankrate.com

As Robert Frost once famously observed, “Some say the world will end in fire, some say in ice.” But where home insurance is concerned, your home is 10 times more likely to suffer damage from water than by fire, according to a recent study by Travelers Insurance of its home insurance claims in North Carolina. Travelers

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