Personal Finance Advice and Commentary

Tuesday, December 13, 2011 9:35 am
By Marcie Geffner · Bankrate.com

A temporary holiday-season job can be a big boost to many people’s personal finances. Indeed, some estimates suggest approximately 500,000 workers might pick up some extra income before the end of this year, thanks to holiday-related employment. But for all its benefits, temporary income stretches only so far. That’s why the nonprofit National Foundation for

Friday, December 09, 2011 5:20 pm
By Naomi Mannino · Bankrate.com

Do you have  your heart set on a pair of UGG boots for yourself or someone else this season? UGG is notorious for its full price items, never offering any promotions until after season, so it’s usually a holiday budget buster. But holiday markdown mania has finally hit UGG and you can snag a pair

Tuesday, December 06, 2011 1:55 pm
By Naomi Mannino · Bankrate.com

I came across a recent article in the personal finance section of Bloomberg touting the iPad as the most-wanted Christmas gift among children ages  6 to 12, according to The Nielsen Company. The article, titled “iPad-Crazed Toddlers Spur Holiday Sales,” describes children’s marketers lining up to create applications for young children, quoting parents with children as

Sunday, November 27, 2011 10:28 am
By Judy Martel · Bankrate.com

The predictions for holiday spending among the wealthy are out, and you know how it goes with the best intentions. The rich might be saying one thing while doing another. The Neiman Marcus annual Christmas Book aside, a retail study by GfK MRI Focus says baby-boomer millionaires are not into making impressions and that they

Monday, September 26, 2011 4:13 pm
By Marcie Geffner · Bankrate.com

Three months and counting. That’s how long consumers have to complete their holiday shopping before Dec. 25, 2011. Three months might sound like plenty of time, but nearly one-third of consumers start the holiday season with no savings for the extra travel, gifts, decorations, meals and so on that they purchase during the last few

Wednesday, February 09, 2011 4:00 pm
By Lucy Lazarony · Bankrate.com

Many Americans rang in the holidays by charging away on their credit cards. In December, credit card balances increased for the first time in more than two years, according to the Federal Reserve Consumer Credit Report. The report, released on Feb. 7, shows that revolving credit, which is mostly credit cards, increased $2.3 billion to

Monday, November 29, 2010 9:40 am
By Marcie Geffner · Bankrate.com

Consumers readying themselves for holiday expenses have spoken, and they’ve declared a strong preference for cash and debit cards, rather than credit cards or layaway programs this year. That’s according to a new online poll of 4,800 people by the National Foundation for Credit Counseling, or NFCC, in Silver Spring, Md. The poll found that