Personal Finance Advice and Commentary

Tuesday, January 10, 2012 9:50 am
By Marcie Geffner · Bankrate.com

If last year’s holiday season blew a hole in your budget, January could be the ideal time for you to start saving for this year’s gifts and festivities. One way to do that is to open a Christmas club account, according to Katherine Hutt, a spokeswoman at the national Council of Better Business Bureaus, or

Wednesday, January 04, 2012 10:30 am
By Marcie Geffner · Bankrate.com

Losing weight, exercising more and giving up cigarettes are good New Year’s resolutions. But what many people should have at the top of their 2012 to-do list is a promise to get out of debt and start living a financially healthier lifestyle. That’s according to the National Endowment for Financial Education, or NEFE, a Denver-based nonprofit

Monday, November 29, 2010 9:40 am
By Marcie Geffner · Bankrate.com

Consumers readying themselves for holiday expenses have spoken, and they’ve declared a strong preference for cash and debit cards, rather than credit cards or layaway programs this year. That’s according to a new online poll of 4,800 people by the National Foundation for Credit Counseling, or NFCC, in Silver Spring, Md. The poll found that