Personal Finance Advice and Commentary

Tuesday, July 08, 2014 2:24 pm
By Kay Bell · Bankrate.com

A new report from the Government Accountability Office finds the IRS has been doing a terrible job of carrying out certain audits.

Wednesday, May 28, 2014 4:54 pm
By Jennie L. Phipps · Bankrate.com

Here’s why most people take Social Security early even though their benefits are lower.

Friday, March 01, 2013 6:05 am
By Marcie Geffner · Bankrate.com

The Government Accountability Office report reviewed the costs and benefits of the Dodd-Frank Wall Street Reform Act.

Tuesday, July 19, 2011 12:30 pm
By Marcie Geffner · Bankrate.com

The U.S. Government Accountability Office, or GAO, has issued a report showing how federal government agencies are utilizing financial and human resources to implement the Dodd-Frank Wall Street Reform and Consumer Protection Act. Enacted a year ago, Dodd-Frank includes hundreds of provisions intended to strengthen oversight of U.S. banks and nonbank financial companies and consolidate

Friday, July 08, 2011 3:31 pm
By Barbara Whelehan · Bankrate.com

Automatic enrollment of workers in 401(k) plans may be backfiring, according to an article in yesterday’s Wall Street Journal. Citing an analysis performed by the Employee Benefit Research Institute, the Journal found that 40 percent of new employees are contributing less to their plans than they otherwise would if they had signed up on their

Friday, May 13, 2011 4:02 pm
By Barbara Whelehan · Bankrate.com

If you work for a small business, it’s likely that you don’t have access to a workplace retirement plan. That’s especially true for those on the low end of the wage scale. On the other hand, if you’re lucky enough to be a key employee in a medical or law office that sponsors a defined