Personal Finance Advice and Commentary

Thursday, December 29, 2011 4:35 pm
By Lucy Lazarony · Bankrate.com

The days of 2011 are counting down. But there’s still time for you to snap up a free credit report. Wondering how you did creditwise in 2011?  Perusing your credit report will allow you to check out every single credit card account you have opened and review all your consumer loan accounts such as home

Thursday, July 07, 2011 3:38 pm
By Janna Herron · Bankrate.com

Starting July 21, if a creditor uses a credit score to offer credit at less-than-favorable terms, deny credit or adjust the rate on extending credit, it must reveal the score they used along with other information related to the score. Consumers will receive a notice outlining the range of possible credit scores, key factors that