Personal Finance Advice and Commentary

Total foreclosure activity in April dropped to the lowest in more than six years.

There are two separate mortgage settlements that will result in payments to borrowers this year. Don’t get them mixed up.

Got questions about the foreclosure payments that are being mailed out to borrowers? Here are some answers.

This is what the envelope looks like when you receive a check resulting from the foreclosure settlement between the federal government and more than a dozen big banks.

The foreclosure checks bounced.

Borrowers who walked away or foreclosed want to open the door to homeownership again.

Foreclosures and mortgage delinquencies declined significantly at the end of 2012, but they are far from “normal.”

Potential buyers will find more opportunity in certain cities.

Don’t look past the clouds just yet — the recent drop in foreclosure starts may be due to an administrative change.

Fannie Mae and Freddie Mac will provide a short break for homeowners facing foreclosure during the holidays.