Personal Finance Advice and Commentary

Tuesday, September 16, 2014 4:24 pm
By Jennie L. Phipps · Bankrate.com

Smart strategies for retirement savings will make a bigger difference than nickel and diming your spending in retirement.

Wednesday, July 23, 2014 2:47 pm
By Jennie L. Phipps · Bankrate.com

Fidelity Investments says IRA contributions set a record for the 2013 tax year.

Thursday, July 17, 2014 5:44 pm
By Sheyna Steiner · Bankrate.com

ETFs continue to gain widespread acceptance. A recent poll found that 43 percent of high net worth investors plan to buy more ETFs in the coming year.

Tuesday, May 20, 2014 5:03 pm
By Jennie L. Phipps · Bankrate.com

Highly paid workers in California’s tech corridor are socking away more money than the rest of us, according to Fidelity Investments.

Thursday, December 12, 2013 4:46 pm
By Jennie L. Phipps · Bankrate.com

About 16 percent of Americans resolve to save more for retirement in 2014, according to Fidelity.

Thursday, October 06, 2011 4:11 pm
By Jennie L. Phipps · Bankrate.com

Here’s more evidence that the retirement planning industry is figuring out that lots of us who are living on retirement savings — or contemplating it — need help. If you have IRA accounts and are over age 70½, then you’ve had to deal with the required minimum distribution, or RMD, rules and know how complicated they

Sunday, July 17, 2011 7:00 am
By Jennie L. Phipps · Bankrate.com

Any congressional assault on 401(k)s in the name of deficit reduction seems particularly shortsighted as 72 million baby boomers rush toward retirement without much savings. Talk about the potential for economic meltdown. Fidelity Investments, which manages 401(k)s for 11 million workers, recently surveyed them about their retirement planning and discovered that 55 percent wouldn’t be

Wednesday, June 08, 2011 3:55 pm
By Jennie L. Phipps · Bankrate.com

When I started saving for retirement, the credit union clerk recorded it in my passbook in black ink. Today, I downloaded my first retirement savings application, or app, to my iPad (or iPhone). It’s from Vanguard and it makes managing retirement savings ridiculously convenient. The app allows Vanguard customers to: View  account balances, including those in