Personal Finance Advice and Commentary

FICO names California, Florida and the Northeast as the nation’s ATM fraud hot spots.

VantageScore introduced a new credit score that captures up to 30 million more people.

Lenders expect more consumers to apply for credit, increase credit limits and carry bigger credit card balances this year.

A third of U.S. consumers plan to cut back on holiday spending this year, according to a new survey.

A FICO analysis finds a rise in card-not-present fraud outpacing card counterfeiting.

I finally laid eyes on a credit score disclosure form, more than a year after new rules required creditors to provide the credit score used in a lending decision if a consumer is denied credit or gets unfavorable terms. The form came a few days after I was approved for a new rewards credit card

Think your spouse is hiding money from you? Well don your Sherlock Holmes cap and put some tobacco in your pipe: You’re gonna get your sleuth on!

Whether FICO is under the CFPB’s supervision remains murky, but FICO prepares its shareholders for the possibility.

I spoke with the CEO of debt collection company CFSII to get his views on the latest actions from the CFPB.

Is FICO, the most widely used credit score, subject to the federal consumer watchdog’s oversight?