Personal Finance Advice and Commentary

Friday, February 07, 2014 3:34 pm
By Janna Herron · Bankrate.com

Discover is giving all its cardholders free peeks at their FICO credit scores.

Tuesday, November 05, 2013 5:24 pm
By Janna Herron · Bankrate.com

Barclaycard and First Bankcard credit card holders now can see their FICO credit scores for free.

Monday, August 26, 2013 6:05 am
By Steve Bucci · Bankrate.com

Your credit score may vary depending on the scoring company and who’s looking at it — so is it worth the $15 to take a look?

Thursday, July 21, 2011 2:26 pm
By Janna Herron · Bankrate.com

The generator of the most-used credit score has revamped its educational website to reflect new score disclosures rules taking effect Thursday. Fair Isaac Corp., the creator of the FICO score, breaks down the new credit score disclosures consumers will receive from lenders on Scoreinfo.org and provides sample notices. The goal is to help consumers make

Monday, December 27, 2010 2:05 pm
By Lucy Lazarony · Bankrate.com

The Christmas holidays may be over, but all those ’tis the season credit card charges have a way of dragging on … and on and on. According to a poll by Consumer Reports, as of October, 13.6 million Americans were still paying off credit card charges from the 2009 holiday season. That’s some holiday hangover.

Tuesday, July 27, 2010 3:20 pm
By Leslie McFadden · Bankrate.com

FICO announced today that more than 2,700 lenders are using its latest and greatest consumer credit scoring model known as the “FICO 8 Score.” According to FICO’s own research, its newest credit score improves credit risk prediction by as much as 15 percent over earlier generations. The score debuted in 2009, but the process of testing

Thursday, May 13, 2010 1:52 pm
By Leslie McFadden · Bankrate.com

The developer of the FICO credit score got some unwelcome news in its lawsuit against a competitor this week. FICO lost yet another legal round in its four-year fight against VantageScore Solutions LLC and the credit reporting agencies. VantageScore is a scoring model developed jointly by the three major credit reporting agencies. FICO sued VantageScore Solutions and