Personal Finance Advice and Commentary

Ask the following questions to help you pinpoint spending problems.

Do not let unnecessary fees diminish your dollars. Stand up for your money!

Americans say they’d prefer to pay a small fee every time they use their checking account rather than the monthly flat fee they pay now.

In 2008, Warren Buffett bet that an index fund would beat a fund of hedge funds over a ten-year period. Right now, he’s winning.

The ability to bypass late fees isn’t necessarily good for the consumer.

A new prototype ATM allows users to withdraw money and send money to friends via smartphone.

Banks hope a la carte pricing will make paying for checking accounts more palatable to customers.

The House of Representatives passed a bill that would end requirement that banks post fee disclosure notices on ATMs.

Fearing a backlash, Bank of America delays plans to impose a flat monthly fee on basic checking.

To help customers access their money and give them some financial breathing room, many banks are offering fee waivers.