Personal Finance Advice and Commentary

Saturday, November 15, 2014 8:00 am
By David McMillin · Bankrate.com

Online scam artists know you want to give a cute, cuddly puppy a home, and they’re using your love of animals to steal your money.

Monday, August 11, 2014 2:00 pm
By David McMillin · Bankrate.com

As more consumers ditch checking accounts in favor of prepaid cards, some fraudsters are targeting cardholders in online scams. A recent New York Times story by Matthew Goldstein highlights that one particular financial product seems to have become the focus of regulators. It’s called MoneyPak, and it’s known as a “cash top-up card.” Rather than working

Friday, December 27, 2013 4:24 pm
By Allison Ross · Bankrate.com

Target confirmed encrypted PINs were stolen in its data breach. Here how to protect your debit card.

Thursday, October 11, 2012 10:00 am
By Sheyna Steiner · Bankrate.com

One of the three credit bureaus, Equifax, has settled charges that it illegally sold consumer information to marketers selling debt relief products.

Saturday, March 24, 2012 9:00 am
By Tara Baukus Mello · Bankrate.com

The Federal Trade Commission, will be cracking down on deceptive and false advertising by car dealerships. The agency recently went after five car dealerships for stating that they would pay off a consumers’ trade-in regardless of the amount owed. The dealers were not absorbing any difference between the car’s trade-in value and the owner’s loan

Saturday, June 18, 2011 10:00 am
By Marcie Geffner · Bankrate.com

The Association of Credit and Collections Professionals, known as ACA International, has introduced a “blueprint” of policy initiatives that the group says would update the debt collection industry’s antiquated practices. Consumers who’ve missed one or more credit card payments may be interested. A key goal, mentioned repeatedly in the group’s press statement, is the removal

Tuesday, December 21, 2010 8:58 am
By Lucy Lazarony · Bankrate.com

Looking for help settling credit card debt?  Watch out for fees. A consortium of nonprofit credit counseling agencies filed a joint complaint letter to the Federal Trade Commission, claiming that some debt settlement companies are skirting new federal rules and charging excessive upfront fees. The letter was signed by the chief executives of 11 prominent