Personal Finance Advice and Commentary

The FDIC and OCC propose new supervisory guidance for banks that offer direct deposit advance loans.

Economists may have a way to make banking regulations stronger and dampen their negative impact on the economy.

Banks have made some progress in strengthening their balance sheets since last year, according to Bankrate’s latest Safe & Sound ratings.

The plight of CD investors in Cyprus’ banking crisis illustrates the importance of respecting FDIC limits on deposit insurance.

The special tax savers may have to pay in Cyprus illustrates that seeking out higher CD rates overseas isn’t risk free.

Bank customers in Cyprus may see their bank deposits taxed to fund a bailout. Could the same happen here?

Sometimes struggling banks offer higher-than-average deposit and CD rates to attract customers. Should savers beware of CDs from floundering banks?

Despite many banks ending free checking, an FDIC data dump shows bank fee income is actually falling.

The FDIC proposed a new rule that would clarify FDIC-insurance status of deposits in foreign branches of U.S. banks.

The number of community banks has shrunk dramatically over the past 25 years. Will the trend continue?