Personal Finance Advice and Commentary

A recent caper targeting famous people raises concerns about how easy it is to get someone else’s credit report.

Equifax confirms that four credit reports had been hacked through AnnualCreditReport.com.

A recent FTC study shows those correcting credit report errors got a lower interest rate on a loan.

Americans feel better about getting new credit cards, while lenders feel better about giving them out, says a new report.

This week, we hosted a live chat on our Facebook page on the topic of credit scores.

The federal consumer watchdog agency is setting its sights on consumer reporting companies. The Consumer Financial Protection Bureau on Thursday proposed to oversee the largest consumer reporting companies (along with debt collection firms) under its nonbank supervision program. It’s unclear whether the proposal includes credit scoring firms such as FICO or VantageScore, and the CFPB

Do credit bureaus have a two-tiered customer service system for helping customers resolve credit report disputes, in which wealthy or well-connected consumers get prompt, preferential treatment while the majority of us get shunted to some automated system processed by a far-off subcontractor? The three bureaus all deny this, but the New York Times’ Sunday edition

Did you rack up a lot of holiday debt on your credit cards? If so, you’re not alone. The average person owed more than $4,200 in bankcard debt at the end of 2010, according to research released Wednesday from Experian, one of the three major credit-reporting agencies. On the bright side, December credit card debt