Personal Finance Advice and Commentary

Monday, May 11, 2015 5:12 pm
By Dr. Don Taylor · Bankrate.com

Investors have gotten their heads turned by the tax-free income aspect of municipal bonds, but the decision on whether to own munis is more complex than just the tax status.

Monday, September 01, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

Municipal bonds are debt securities issued by state and local governments to finance capital investment and other obligations.

Friday, May 04, 2012 9:26 am
By Sheyna Steiner · Bankrate.com

This week, a new website launched to help manage your investments: SigFig.com. The site comes from the makers of the portfolio tracker, Wikinvest.

Sunday, March 18, 2012 6:00 am
By Jennie L. Phipps · Bankrate.com

Last week, the Dow Jones industrial average closed above 13,000 — its highest point since December 2007. This looks like good retirement planning news for those of us who are trying to figure out how best to finance our retirements with income from investments.

In light of last week’s news, Black Rock, the largest asset-management company in the U.S., offered these five suggestions for maximizing retirement income.

Expand your investment horizons. According to a United Nations population survey, a 65-year-old couple in the U.S. has a 50 percent chance that one of them will live to age 92 and a 25 percent chance that one of them will reach age 97.