Personal Finance Advice and Commentary

Thursday, December 13, 2012 2:37 pm
By Sheyna Steiner · Bankrate.com

Financial professionals and investment managers around the world feel that the global economy will expand in 2013.

Monday, November 26, 2012 6:05 am
By Judy Martel · Bankrate.com

If you think fixed income is a safe investment, you could be in for a shock.

Tuesday, February 21, 2012 6:57 pm
By Judy Martel · Bankrate.com

The year has started with a bang as far as stock market investors are concerned. Yesterday, the Dow briefly crossed 13,000 for the first time since May 2008, and many traders are starting to consider whether investors are missing out on a significant rally if they stay on the sidelines, according to CNBC. The Dow,

Tuesday, November 08, 2011 4:37 pm
By Jennie L. Phipps · Bankrate.com

If the recent stock market volatility is driving you crazy, SeekingAlpha.com contributor David Crosetti has some comforting advice. He thinks people on the verge of retirement or already retired should “relax and enjoy the ride.” He says an investor who is 65 years old today can easily meet the 10-year buy-and-hold test because he is

Friday, August 19, 2011 4:03 pm
By Judy Martel · Bankrate.com

Call them “recession babies.”   The effects of this month’s dramatic downturn in the stock market on the heels of the recession just three years ago is instilling a fear of risk in the very investors who have the most time to benefit from long-term stock market investments. The last generation to exhibit this level of

Sunday, August 14, 2011 7:00 am
By Jennie L. Phipps · Bankrate.com

Could going global with your retirement planning mean a bigger nest egg and greater security? Yes, thinking international is smart, says Aaron Katsman, a financial adviser with Portfolio Resources in Miami. Katsman, an American who is based in Israel, has clients worldwide. “My philosophy is that however people allocate their retirement funds, they have to

Thursday, August 11, 2011 1:43 pm
By Jennie L. Phipps · Bankrate.com

End-the-Ponzi-Scheme, a regular reader who frequently comments, complained about the blog I wrote a couple of days ago. The blog said that the odds of being able to pull $1,000 per month from a $150,000 nest egg without running out of money after about a dozen years were 50/50.  End-the-Ponzi-Scheme said I didn’t provide enough

Thursday, July 28, 2011 3:40 pm
By Jennie L. Phipps · Bankrate.com

Whatever Congress decides to do about the current deficit situation, Sallie Krawcheck, president of global wealth and investment management at Bank of America, has these five suggestions for people living on retirement income and for anyone doing retirement planning. Consider investing in the stocks of high-quality companies with market values of $20 billion or more.

Sunday, July 03, 2011 7:00 am
By Jennie L. Phipps · Bankrate.com

How much money should you invest in stocks when you retire? The jury’s still out on that, and it’s a huge retirement planning issue. Many money managers argue that if you are going to live another 30 years in retirement, then you are a long-term investor. And because of that, a substantial portion — some say