Personal Finance Advice and Commentary

Friday, December 13, 2013 5:19 pm
By Marcie Geffner · Bankrate.com

Consumers found more access to free checking after the Durbin Amendment, a study finds.

Friday, October 11, 2013 6:05 am
By Marcie Geffner · Bankrate.com

The Electronic Payments Coalition says consumers aren’t seeing savings on retail products since the Durbin Amendment.

Friday, August 30, 2013 6:05 am
By Marcie Geffner · Bankrate.com

Fitch Ratings estimates a lower swipe-fee cap could cost U.S. banks nearly $7 billion.

Friday, August 02, 2013 3:51 pm
By Claes Bell · Bankrate.com

A ruling on the fees banks charge to process debit cards could have financial consequences.

Friday, March 08, 2013 2:52 pm
By Marcie Geffner · Bankrate.com

The Federal Reserve won’t adjust the Durbin Amendment caps on debit card swipe fees.

Monday, October 15, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Electronic Payments Coalition research detects no price discount on household products one year after the Durbin Amendment capped debit card swipe fees.

Saturday, April 14, 2012 6:00 am
By David McMillin · Bankrate.com

A new study shows how banks are turning big profits at the gas pump.

Thursday, December 01, 2011 9:30 am
By Marcie Geffner · Bankrate.com

Consumers who thought the battle over so-called swipe fees on debit card transactions was over might be surprised at the latest development: The retailers are suing the federal government, claiming the Federal Reserve didn’t properly apply the law when it adopted a cap on these fees. According to a recent press statement, the National Retail

Friday, October 21, 2011 9:00 am
By Marcie Geffner · Bankrate.com

Major banks that hope new monthly fees for debit card use will help them recoup the higher income they used to earn from merchants on such transactions might be disappointed. Substantial proportions of consumers say they won’t pay the new fees, according to a recent online survey that found 43 percent of respondents would change