Personal Finance Advice and Commentary

Monday, April 06, 2015 9:00 am
By Jean Chatzky · Bankrate.com

Whether you’re talking interest rates, PMI or new down payment requirements, 2015 may be the last best year to buy. Here’s how to do it right.

Tuesday, April 08, 2014 8:55 am
By Judy Martel · Bankrate.com

It is possible to obtain a mortgage with less money down, but only if you qualify.

Wednesday, March 13, 2013 11:28 am
By Polyana da Costa · Bankrate.com

During tax season, many first-time homebuyers turn to their tax refunds as a down payment option. Is this a smart move?

Sunday, August 26, 2012 7:00 pm
By Judy Martel · Bankrate.com

Pulling out of a real-estate deal is financially risky business.

Friday, May 18, 2012 8:00 am
By Rose Raymond · Bankrate.com

U.S. foreclosure filings are down 5 percent, according to RealtyTrac’s latest survey. Find out where they are highest, and read today’s other hot stories!

Thursday, March 17, 2011 2:03 pm
By Marcie Geffner · Bankrate.com

Should homebuyers be required to make a down payment of at least 20 percent of a home’s purchase price to qualify for a mortgage? That’s a question some Bankrate readers tackled when presented with the prospect of such a requirement on certain loans to be known as “qualified residential mortgages,” or QRMs. Here’s what the readers