Personal Finance Advice and Commentary

Tuesday, April 08, 2014 8:55 am
By Judy Martel · Bankrate.com

It is possible to obtain a mortgage with less money down, but only if you qualify.

Wednesday, March 13, 2013 11:28 am
By Polyana da Costa · Bankrate.com

During tax season, many first-time homebuyers turn to their tax refunds as a down payment option. Is this a smart move?

Sunday, August 26, 2012 7:00 pm
By Judy Martel · Bankrate.com

Pulling out of a real-estate deal is financially risky business.

Friday, May 18, 2012 8:00 am
By Rose Raymond · Bankrate.com

U.S. foreclosure filings are down 5 percent, according to RealtyTrac’s latest survey. Find out where they are highest, and read today’s other hot stories!

Thursday, March 17, 2011 2:03 pm
By Marcie Geffner · Bankrate.com

Should homebuyers be required to make a down payment of at least 20 percent of a home’s purchase price to qualify for a mortgage? That’s a question some Bankrate readers tackled when presented with the prospect of such a requirement on certain loans to be known as “qualified residential mortgages,” or QRMs. Here’s what the readers