Personal Finance Advice and Commentary

Mobile payments have one advantage over cash, check or plastic: consumer data that merchants can mine to personalize marketing.

Sixty-four year-old Clem Bezold, senior futurist at the Institute for Alternative Futures, which is funded by the Kresge Foundation, released a report today that speculates on health care in 2025 — only 13 years from now. The report says that while it’s likely Medicare and Medicaid will have been trimmed by at least 20 percent,