Personal Finance Advice and Commentary

Saturday, July 19, 2014 6:30 am
By Allison Ross · Bankrate.com

Banks want your money. But in this low-interest-rate environment, convincing consumers to park their money in a bank’s certificate of deposit is a hard sell. Even promotional rates on yield don’t seem to be working, recent analysis by Dan Geller and his team at Market Rates Insight found. In the past 12 months, the average

Thursday, March 06, 2014 3:23 pm
By Allison Ross · Bankrate.com

Consumers have been shifting savings from certificates of deposits to more liquid accounts.

Thursday, October 24, 2013 5:04 pm
By David McMillin · Bankrate.com

Like banks, big credit unions might need to test how they’d fare in extreme scenarios.

Thursday, September 12, 2013 4:39 pm
By Claes Bell · Bankrate.com

A new study finds minority-owned banks tend to offer higher-than-average CD rates, especially on shorter-term CDs.

Wednesday, June 12, 2013 3:43 pm
By Marcie Geffner · Bankrate.com

Banks and thrifts achieved their 15th consecutive quarter of year-over-year earnings growth.

Friday, March 29, 2013 1:28 pm
By Claes Bell · Bankrate.com

The CFPB released information on thousands of complaints against providers of checking, savings and other bank services. Here are some key takeaways.

Monday, March 11, 2013 4:11 pm
By David McMillin · Bankrate.com

Ben Bernanke, Martin Greunberg and four other top regulators are named in a new lawsuit for the unsuccessful enactment of the Volcker rule.

Tuesday, February 26, 2013 6:05 am
By Marcie Geffner · Bankrate.com

The FDIC proposed a new rule that would clarify FDIC-insurance status of deposits in foreign branches of U.S. banks.

Tuesday, December 18, 2012 11:37 am
By Claes Bell · Bankrate.com

When deposit rates do recover, CD rates will lead the pack, one expert says.

Friday, November 16, 2012 5:15 pm
By Sheyna Steiner · Bankrate.com

CD rates vary a lot across the country. Though rate decisions are based on a number of factors, it all comes down to whether the bank needs more deposits.

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