Personal Finance Advice and Commentary

Friday, January 24, 2014 2:55 pm
By Marcie Geffner · Bankrate.com

Four major U.S. banks exit deposit advance business, but might not be gone for long.

Tuesday, March 05, 2013 9:50 am
By Shannyn Allan · Bankrate.com

Here are three tips to ease into the transition of life as a saver.

Tuesday, February 26, 2013 6:05 am
By Marcie Geffner · Bankrate.com

The FDIC proposed a new rule that would clarify FDIC-insurance status of deposits in foreign branches of U.S. banks.

Tuesday, December 11, 2012 12:13 pm
By Marcie Geffner · Bankrate.com

A U.S. Senate procedural vote on a TAG extension for insurance on certain transaction accounts had been delayed.

Tuesday, November 20, 2012 6:05 am
By Marcie Geffner · Bankrate.com

Banks need to notify their customers that expanded deposit insurance for noninterest-bearing transaction accounts is set to expire Dec. 31.

Friday, October 05, 2012 12:14 pm
By David McMillin · Bankrate.com

More of the nation’s credit unions are beginning to offer mobile check deposit services.

Tuesday, September 25, 2012 6:00 am
By Marcie Geffner · Bankrate.com

Eighty state and community banking groups sign letter asking Congress to extend TAG deposit insurance for noninterest-bearing transaction accounts.

Thursday, March 01, 2012 9:00 am
By Marcie Geffner · Bankrate.com

$250 billion. That’s how much money consumers added to their bank accounts in the last three months of 2011, according to Market Rates Insight, or MRI, a San Anselmo, Calif.-based company that provides competitive pricing data to financial institutions. Total deposits, including those made to overseas branches of U.S. banks, increased $183 billion in the fourth

Wednesday, November 09, 2011 12:41 pm
By Claes Bell, CFA · Bankrate.com

This week Italy became the latest European country to edge closer to catastrophic default, as interest rates on its 10-year government bonds topped 7 percent. As a point of reference, 10-year U.S. Treasuries are currently cruising at 2.1 percent. Rates on Italian bonds are so high because global markets believe Italy is at a much