Personal Finance Advice and Commentary

Wednesday, February 08, 2017 4:27 pm
By Mike Cetera ·

United States consumers owe — or likely will very shortly — $1 trillion on their credit cards. Congratulations, America?

Thursday, May 26, 2016 5:01 pm
By Mike Cetera ·

We should not fret about $1 trillion in credit card debt. Yet. Here’s why.

Wednesday, March 19, 2014 10:28 am
By Polyana da Costa ·

Which would you pay first: credit cards bills or the mortgage?

Tuesday, October 22, 2013 9:28 am
By Janna Herron ·

The rate of late payments on credit card bills will rise, Fitch reports.

Thursday, August 08, 2013 5:52 pm
By Polyana da Costa ·

About 1 in 14 home loans in the U.S. was at least one payment past due in the second quarter of the year.

Thursday, February 21, 2013 4:17 pm
By Polyana da Costa ·

Foreclosures and mortgage delinquencies declined significantly at the end of 2012, but they are far from “normal.”

Tuesday, February 12, 2013 3:20 pm
By Judy Martel ·

A recovering housing market is improving the repayment rate among borrowers.

Tuesday, April 10, 2012 6:30 am
By Marcie Geffner ·

U.S. bank risk managers expect lower delinquencies and an adequate new supply for more types of consumer loans.

Friday, February 17, 2012 9:26 am
By Polyana da Costa ·

The percentage of delinquent mortgages declined and fewer loans were in foreclosure in the last quarter of 2011, says the Mortgage Bankers Association. About 7.58 percent of outstanding mortgages were past due in the fourth quarter, a decline of 41 basis points on the seasonally adjusted delinquent rate. When compared to the first quarter of