Personal Finance Advice and Commentary

Wednesday, January 13, 2016 2:37 pm
By Mitch Strohm · Bankrate.com

Within the past 5 years, 42% of millennials have used alternative financial services like payday loans, pawnshops, car title loans, tax refund advances or rent-to-own products.

Wednesday, January 06, 2016 12:09 pm
By Mitch Strohm · Bankrate.com

New York state recently started offering a loan forgiveness program that provides up to 24 months of relief for federal student loan debt.

Friday, September 25, 2015 11:42 am
By Dr. Don Taylor · Bankrate.com

When seniors tap the equity in their home through a loan, they’re re-leveraging their investment in their residence. A reverse mortgage doesn’t have a monthly payment, but the interest expense is added to the outstanding loan balance.

Thursday, August 06, 2015 12:28 pm
By Sheyna Steiner · Bankrate.com

Governments drowning in debt, astronomical equity valuations and highly correlated global asset classes are a few of the risks investors must consider today.

Monday, May 11, 2015 8:30 am
By Jean Chatzky · Bankrate.com

Boomers with financially independent children are more than twice as likely to be retired than boomer parents still supporting adult kids.

Monday, May 04, 2015 8:30 am
By Jean Chatzky · Bankrate.com

This three-step plan will help you refill your depleted emergency savings.

Wednesday, March 25, 2015 7:05 am
By Judy Martel · Bankrate.com

Is taking on debt in your golden years a smart strategy?

Wednesday, March 18, 2015 2:15 pm
By Jennie L. Phipps · Bankrate.com

Retiring without a plan to pay what you owe can reduce your peace of mind.

Monday, March 09, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

It’s far more likely that your children can find a way to finance their college careers than it is to expect your children to finance your retirement.

Friday, February 20, 2015 3:09 pm
By Stacy Jones · Bankrate.com

At the end of December, student loan debt reached $1.2 trillion.

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