Personal Finance Advice and Commentary

Thursday, July 25, 2013 11:20 am
By Kemberley Washington · Bankrate.com

Learn from the steps one writer used to make her credit card debt disappear.

Wednesday, January 04, 2012 10:30 am
By Marcie Geffner · Bankrate.com

Losing weight, exercising more and giving up cigarettes are good New Year’s resolutions. But what many people should have at the top of their 2012 to-do list is a promise to get out of debt and start living a financially healthier lifestyle. That’s according to the National Endowment for Financial Education, or NEFE, a Denver-based nonprofit

Wednesday, November 23, 2011 12:08 pm
By Janna Herron · Bankrate.com

While a Turkey Day bender may stretch your waistline, be careful to not stretch your credit cards to the limit the day after. On average, Americans will spend $704.18 this holiday season, according to estimates by the National Retail Federation. That’s $465.6 billion in total, up 2.8 percent from last year. Much of that spending

Tuesday, November 22, 2011 4:05 pm
By Janna Herron · Bankrate.com

Wesley Snipes found out it’s harder to slay credit card debt than evil vampires. American Express hit the “Blade” star with a lawsuit last week, claiming the actor piled up nearly $30,000 in credit card debt before going to prison. Snipes is currently serving a three-year sentence for failing to file tax returns (another personal

Thursday, August 11, 2011 9:21 am
By Marcie Geffner · Bankrate.com

If you needed $1,000 for an unexpected expense, where would you get the money? The National Foundation for Credit Counseling, or NFCC, asked consumers that question in a poll last month. The poll was conducted informally through the counseling service’s website, yet still, the results were sobering. Thirty-six percent of the 2,667 respondents said they’d

Tuesday, January 11, 2011 11:35 am
By Lucy Lazarony · Bankrate.com

A consolidation loan offer, such as one sent to you from your credit card company, can look mighty enticing. Especially if you’re feeling bogged down by credit card debt and are tired of sending payments to several different cards each month. But before you sign up for a consolidation loan, you’ll want to weigh the

Monday, January 10, 2011 9:30 am
By Marcie Geffner · Bankrate.com

“Decrease debt.” That was the top choice of consumers who responded to a recent online poll about finance-related New Year’s resolutions. The poll was conducted in December by the National Foundation for Credit Counseling, or NFCC, a nonprofit based in Silver Spring, Md. The respondents, who numbered more than 3,200, were given four possibilities from