Find out how to create a “snowball” of savings.
If you have a nice house and a nice car (or two), you and your spouse both work, the fam has all the latest “stuff” and you even contribute to a 401(k), you’re doing OK, right? If you have no easily accessible cash savings, that assumption may be wrong. None of these “things” easily or quickly convert to
Was using a budget one of your 2012 New Year’s resolutions? About 40 percent of Americans do not maintain a budget or track their expenses, according to Bankrate’s July 2011 Financial Security Index. But if you want to get a better handle on your spending and saving, evaluating your budgeting method and making changes will
You can imagine that because I am a personal finance reporter, I read stacks and stacks of personal finance books. But only two get taken out repeatedly and are dog-eared with coffee stains because they give me that proverbial kick in the butt to do something about my finances and they tell me what and