Personal Finance Advice and Commentary

Wednesday, February 19, 2014 6:05 am
By Paula Pant · Bankrate.com

Find out how to create a “snowball” of savings.

Friday, February 03, 2012 6:16 pm
By Naomi Mannino · Bankrate.com

If you have a nice house and a nice car (or two),  you and your spouse both work, the fam has all the latest “stuff” and you even contribute to a 401(k), you’re doing OK, right?  If you have no easily accessible cash savings, that assumption may be wrong. None of these “things” easily or quickly convert to

Tuesday, January 17, 2012 5:38 pm
By Naomi Mannino · Bankrate.com

Was using a budget one of your 2012 New Year’s resolutions?  About 40 percent of Americans do not maintain a budget or track their expenses, according to Bankrate’s July 2011 Financial Security Index. But if you want to get a better handle on your spending and saving, evaluating your budgeting method and making changes will

Friday, January 06, 2012 3:40 pm
By Naomi Mannino · Bankrate.com

You can imagine that because I am a personal finance reporter, I read stacks and stacks of personal finance books. But only two get taken out repeatedly and are dog-eared with coffee stains because they give me that proverbial kick in the butt to do something about my finances and they tell me what and