Personal Finance Advice and Commentary

Another study shows the imperfection of credit reporting. Almost 1 in 4 encountered problems with their credit reports.

Customers are getting approved for car leases at the highest pace since the recession.

One regional bank is making it a little easier for newly arrived U.S. residents to get credit cards.

Hybrid car buyers spend less on a new car through the life of a car loan due to better car loan interest rates.

VantageScore introduced a new credit score that captures up to 30 million more people.

While there is a slight rise in consumers that are 60-days late on car loans, the market is still relatively stable.

A recent FTC study shows those correcting credit report errors got a lower interest rate on a loan.

The credit scores of mortgage applicants are higher than average.

Subprime borrowers don’t always deserve a bad reputation. One of the problems may be the way traditional lenders measure risk.

More than half of the account information in credit reports comes from just a handful of companies, a CFPB study finds.