Personal Finance Advice and Commentary

Wednesday, May 11, 2016 4:49 pm
By Mike Cetera · Bankrate.com

American credit card holders are simply using too much of their available credit. Here’s why that can hurt your credit score.

Tuesday, May 10, 2016 4:17 pm
By Mike Cetera · Bankrate.com

The federal government has just issued long-awaited recommendations for how to protect both borrowers of and investors in personal loans. Here are 4.

Thursday, April 28, 2016 3:53 pm
By Mike Cetera · Bankrate.com

A new Equifax survey of American consumers reveals some of the misconceptions we have about credit.

Tuesday, April 12, 2016 1:30 pm
By Mike Cetera · Bankrate.com

Fintech lenders may be thought of as catering to customers with damaged credit, but new data suggests they’ve become powerhouse lenders to consumers with fair to good credit scores.

Monday, April 11, 2016 4:12 pm
By Mike Cetera · Bankrate.com

Comedian John Oliver takes a decidedly NSFW whack at the big 3 credit bureaus and the number of errors contained in consumer credit reports.

Friday, March 18, 2016 7:05 am
By Mitch Strohm · Bankrate.com

Overall, the number of consumers with personal loans jumped by 18% from the 3rd quarter of 2013 to the 3rd quarter of 2015, according to recent data from TransUnion.

Monday, February 22, 2016 7:05 am
By Dr. Don Taylor · Bankrate.com

Here’s a look at what goes into a personal loan approval beyond just the applicant’s credit history and credit score.

Wednesday, February 17, 2016 5:18 pm
By Mitch Strohm · Bankrate.com

On Feb. 2, the parent company of Quicken, Rock Holdings Inc., announced the launch of RocketLoans, an online service offering personal loans of up to $35,000. That includes loans for things like home improvements, weddings, medical bills and debt consolidation.

Tuesday, February 16, 2016 12:39 pm
By Dr. Don Taylor · Bankrate.com

The use of personal loans is on the rise in the U.S., with about 24 million Americans likely to take out a personal loan in the next 12 months.

Wednesday, February 03, 2016 4:39 pm
By Tara Baukus Mello · Bankrate.com

Toyota received big fines from the CFPB and DOJ and will change its car loan practices as a result of earlier discrimination.

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