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Earlier this year, I took a six-block ride in an ambulance to the emergency room, where I was treated for a tremendously painful herniated disc. My back is better, thank you for asking, but my credit is not. A pesky $37.50 bill to cover that ER trip got paid too late and still scars my
On Wednesday, the Federal Reserve rolled out a Consumer’s Guide to Credit Reports and Credit Scores, a new online resource that explains basic credit topics, such as what goes into a credit report and credit score. The guide also links to tips for improving your credit score and advice on getting the most from credit
Yesterday the Senate rejected a proposed amendment to the financial reform bill before Congress that would have imposed states’ usury limits on national banks that issue credit cards. Currently, a combination of laws makes credit card interest rate caps null and void. Federally-chartered credit unions have a usury cap of 18 percent for credit cards.
