The affected consumers include 19.7 million former, current and prospective federal employees who applied for a background investigation, and 1.8 million of their family members.
Here’s a tour of your credit report in four steps.
Time to change the password guarding your passwords.
Attention credit boycotters: Living off the grid could come back to bite you. You may think you’re being fiscally responsible, but this can actually be costly.
But there’s still some work to be done to get more Americans to recognize the importance of their credit report and score.
The three big bureaus will pay a fine and change how information is added, reviewed and removed from credit reports.
Synthetic ID theft is piecing together a new identity using a combination of real and fake information. It accounts for up to 85 percent of all fraud, the government says.
A new report finds black, Hispanic and low-income consumers are more likely to have no credit score.
Equifax, Experian and TransUnion are changing the way they handle the reporting of medical debts and their dispute resolution processes, among other things.
The answer depends on what you’re applying for.