Like all forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan.
The debt-to-income ratio is the key to determining the terms of your auto loan for you and the lender.
Seniors can take a proactive step against ID theft by placing a security freeze on their credit reports.
Many married couples don’t share their financial data with each other, according to a TransUnion survey.
Thinking of applying for a mortgage? Make sure you plan ahead so that you don’t become part of this statistic. More than one in four mortgage applications submitted to the 10 largest lenders in the United States in 2010 were denied, according to a recent analysis done by The Wall Street Journal. Many of the
A new study has found that the data in consumers’ credit reports is “high quality” and presents “little likelihood” of any adverse material effect on consumers. The accuracy of this data is important because it affects whether consumers are offered credit cards and other financial products, and if so, on what terms. The findings may