Personal Finance Advice and Commentary

Monday, February 28, 2011 10:14 am
By Lucy Lazarony · Bankrate.com

Fewer Americans are falling behind on their credit card bills by 90 days or more. The national credit card delinquency rate decreased to 0.82 percent in the fourth quarter of 2010, a decline of almost 32 percent from 2009, according to quarterly report released by TransUnion, a national credit reporting agency. “From a delinquency perspective,

Monday, November 29, 2010 4:40 pm
By Leslie McFadden · Bankrate.com

Millions of Americans are no longer charging on their credit cards. According to a quarterly analysis of credit card trends from TransUnion, one of three major credit-reporting agencies, more than 8 million consumers stopped actively using their bank credit cards during the past year. In addition, the national 90-day credit card delinquency rate dropped to 0.83