Personal Finance Advice and Commentary

Thursday, December 19, 2013 4:39 pm
By David McMillin · Bankrate.com

Should the public know the details of financial contracts between banks and universities?

Monday, November 25, 2013 12:54 pm
By Steve Bucci · Bankrate.com

Policymakers should consider requiring people to take a basic financial quiz.

Tuesday, August 20, 2013 5:28 pm
By Janna Herron · Bankrate.com

The CARD Act contained provisions to keep young people out of credit card debt. Was it necessary?

Friday, June 08, 2012 2:36 pm
By Janna Herron · Bankrate.com

Secured credit cards are still subject to the CARD Act’s individual income requirement rule; the deposit isn’t enough.

Wednesday, May 23, 2012 3:19 pm
By Janna Herron · Bankrate.com

A study shows the CARD Act has helped Americans avoid fees and reduce debt, but too many rely on plastic for the basics.

Friday, April 27, 2012 3:19 pm
By Janna Herron · Bankrate.com

A new study finds the federal government’s effort to protect students from credit card debt isn’t making the grade.

Friday, April 13, 2012 3:33 pm
By Janna Herron · Bankrate.com

The CFPB posted a proposal allowing card issuers to charge what they wish before an account is opened.

Friday, September 30, 2011 8:33 am
By Leslie McFadden · Bankrate.com

The law known as the Credit CARD Act implemented a number of restrictions on credit card fees. This week a federal judge stepped in to stall the effective date of one of those fee limits. A quick recap of events: One of the provisions in the Credit Card Accountability, Responsibility and Disclosure Act of 2009 limited

Tuesday, July 26, 2011 12:54 pm
By Janna Herron · Bankrate.com

Upfront credit card fees are stirring up emotions in South Dakota. Last week, First Premier Bank and Premier Bankcard of the Mount Rushmore State filed a lawsuit against the Federal Reserve Board and the newly opened Consumer Financial Protection Bureau. The suit says the central bank overstepped its authority when it ruled that upfront fees

Thursday, May 26, 2011 3:20 pm
By Martha C. White · Bankrate.com

One of the requirements of the Credit Card Act implemented two years ago was that issuers of credit cards had to include a resource for customers who had trouble managing their finances. The National Foundation for Credit Counseling provided a toll-free number to be printed on credit card statements, which consumers can call to find

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