Personal Finance Advice and Commentary

A local newspaper out of California reports yet another instance of thieves stealing credit card numbers by attaching a skimmer — a device that records credit card data — to gas pumps. Unsuspecting customers would swipe their credit or debit card, only to have the information recorded so it could be used to commit fraud.

Are you receiving call after call from debt collectors about some unpaid credit card bills? Take a deep breath, stay calm and get focused on your rights. When it comes to dealing with third-party debt collectors, you’ve got plenty of rights, thanks to the Fair Debt Collection Practices Act. And those rights apply to every single