Personal Finance Advice and Commentary

Tuesday, October 07, 2014 4:51 pm
By Holden Lewis · Bankrate.com

Beginning Aug. 1, 2015, the Good Faith Estimate and Truth in Lending statement will be replaced by one brand-new document called the Loan Estimate. The new disclosure is a big improvement.

Thursday, June 28, 2012 1:39 pm
By Holden Lewis · Bankrate.com

Reverse mortgages are so complex that borrowers frequently don’t understand what they’re getting into, the CFPB says.

Monday, December 19, 2011 11:12 am
By Marcie Geffner · Bankrate.com

Whistleblowers occupy a precarious position in corporate America. On the one hand, these current or former employees, contractors, vendors and competitors may be traitors to their employers or industries, calling them out for their bad behavior. On the other hand, these same folks can be heroes to consumers, metaphorically blowing that whistle on companies that

Monday, October 17, 2011 7:50 am
By Marcie Geffner · Bankrate.com

The U.S. Senate Banking Committee has voted to approve the nomination of Richard Cordray to be the first director of the Consumer Financial Protection Bureau, or CFPB. The nomination now heads to the full Senate, where Republican lawmakers have pledged to block it unless the new federal agency’s power is reduced. Here are some snippets