Personal Finance Advice and Commentary

Understand what steps to take to manage your student loans.

Fire in the hole! Elmore Leonard, author of the books that inspired the TV show “Justified,” dishes …

When the time arrives to find a new student checking account, the homework may be getting more challenging for parents and their college-bound children. SunTrust Bank recently informed customers it will begin imposing a $4 monthly maintenance fee for Student Checking account holders who fail to meet one of the following requirements. Minimum of one payroll

The new star of “Two and a Half Men” doled out simple, but sound financial advice for young Americans. “Don’t ever charge anything on a credit card if you don’t already have the money in the bank to pay for it,” said Ashton Kutcher on Sunday night after receiving the 2011′s Teen Choice Award for

Young people may be smitten with credit cards and debt, but their elders enable such tendencies by encouraging the younger generation’s use of a credit as a sort of “safety mechanism.” That’s one finding of a new study by researchers Michelle Barnhart, an assistant professor of marketing at Oregon State University, and Lisa Penaloza of

When it comes to credit cards, younger consumers want more credit. One-fifth of consumers under the age of 25 say they will open a new credit card account in 2011, according to a study by Auriemma Consulting Group, a firm based in New York that serves the financial services industry. A new federal law has

Despite new restrictions imposed by the Credit Card Accountability, Responsibility and Disclosure Act, college students continue to receive credit card offers, according to an article in The Wall Street Journal. The Journal cited a study by professor Jim Hawkins at the University of Houston Law Center that surveyed more than 300 college students in November.