Personal Finance Advice and Commentary

Monday, September 29, 2014 1:30 pm
By David McMillin · Bankrate.com

A new survey shows that more Americans are enjoying their day-to-day experience with their checking accounts. Why are some turning to alternative banking products?

Tuesday, June 17, 2014 4:14 pm
By David McMillin · Bankrate.com

Capital One is changing the way it uses information from the ChexSystems database, and it’s good news for consumers who have not been able to open checking accounts due to some previous personal finance mistakes.

Wednesday, April 03, 2013 4:40 pm
By Claes Bell, CFA · Bankrate.com

One large bank is now offering check-cashing services through its branch of ATMs.

Wednesday, June 27, 2012 10:10 am
By Claes Bell, CFA · Bankrate.com

To find out why millions live without basic banking services, I spoke with a bank executive charged with reaching the ‘unbanked.’

Friday, November 18, 2011 1:23 pm
By Claes Bell, CFA · Bankrate.com

It looks like alternative financial services for the unbanked are just too sweet a plumb for large national banks to ignore. Victoria Finkle of American Banker reports that they’re getting in on prepaid debit and check cashing: Banks have generally neglected low-income consumers, seeing little profit in trying to attract business from poor people who

Monday, August 16, 2010 4:50 pm
By Marcie Geffner · Bankrate.com

Pacoima, Calif., isn’t a place I would normally visit on a Saturday afternoon, but last weekend, I was there. Pacoima is a little carve-out in the northeast corner of the San Fernando Valley, north of Los Angeles. The main street has a lot of liquor stores, a couple of fast-food outlets, block after block of