Personal Finance Advice and Commentary

CD rates are still depressingly low, but CDs have other lovable features.

Large banks lag behind small banks when it comes to CD rates, according to a new report.

The opposite side of today’s low CD rate coin can be found in the ’80s when interest rates were high — on everything.

CD rates fell everywhere last year. Some states saw big declines in rates in 2012, while others experienced only small drops, according to a recent study.

When deposit rates do recover, CD rates will lead the pack, one expert says.

Low rates have scared away a lot of CD investors, but seniors and the wealthy remain loyal to CDs.

Does anyone have a CD ladder at this point? As Claes Bell adroitly pointed out earlier this week, CDs aren’t winning any popularity contests. With yields as low as they are, have been and will continue to be, savers have headed for greener pastures in terms of yield or liquidity. In more typical interest rate

The saga of R. Allen Stanford and his certificate of deposit Ponzi scheme is coming to a close – at least one part of it, anyway: the trial and conviction. On Tuesday, a Texas jury found Stanford guilty of 13 out of 14 criminal charges including mail fraud, wire fraud, obstruction of an SEC proceeding and

Most consumers probably think of the death of debit card fees as an unadulterated good, but it may have some negative consequences for CD investors hoping to find decent CD rates at large national banks. Dan Geller of Market Rates Insight has a piece in BAI Banking Strategies this month arguing for reducing deposit rates

CD rates have languished for years now and antsy investors desperate for decent yields and anticipating rising interest rates may be considering rising-rate CDs as the answer to their prayers. Whether or not they are the right product for you depends on how much you’re willing to pay for convenience. Donald Cummings Jr., managing partner